These loans the standard 10, 15, or 30-year fixed FNMA and FHLMC loans that work with as little as 5% down. Loans with less than 20% down require PMI (Private Mortgage Insurance) which is added to your monthly payment.
FHA government insured loans are available with as little as 3.5% down and allow slightly higher debt to income ratios and generally have lower rates. FHA loans also include a monthly Mortgage Insurance Premium, which is added to your payment.
VA loans are for active or retired servicemembers. You can buy a home with NO down payment. There are no mortgage insurance premiums with VA loans and the rates are lower than conventional loans.
Non-qualified loans are available with a variety of down payment scenarios. There are many loan programs that allow for various methods of income documentation.